Articles
Money Tips For Australian Students That Are Moving To A New City
Moving to a new city as a student can be an exciting time, but you’ll need to plan it carefully so you have enough money to cover your expenses. As a student, you might be on a strict budget, so what can you do to ensure your finances stay in good order even as you […]
What Is a Business Will & Why Is It Crucial for a Business Owner?
What Is a Business Will & Why Is It Crucial for a Business Owner? Most Australians understand the importance of having a will to transfer assets, property, or financial wealth to their loved ones. Having a will creates a clear path as to where your assets are to go when you pass away and reduces […]
Life Insurance after Marriage Equality vote
Marriage equality’s impact on super The Marriage Act 1961 was amended late last year to permit any two unmarried people aged 18 years or older to get married, regardless of gender or sexual orientation. While this legislation is a significant change to Australian marriage laws, nothing changes for same sex or different sex couples when […]
When should you get life insurance?
When is the best time for you to look at getting life insurance? Everyone is at different stages in their lives. When talking about Life Insurance and even Income Protection, there are some significant Life Stages that may call for a rethink in this area. Buying a property Property Investment is a popular way […]
What is Keyman Insurance & how does it work
Otherswise known as ‘KeyPerson Insurance’ (to be completely accurate and politically correct), it is basically protection for a business in case it loses a Key Person to death, disability or major illness. That’s the simple version, but there are some main points you will need to consider in order to have the right knowledge when talking […]
Real Life Story – Tim – TPD
REAL LIFE STORY TPD – Spinal Injury: $1.05 Million Who is Tim? Tim is a 46 year old project manager who has been working in the mining industry for 17 years. What happened to Tim? Tim fell on concrete injuring his lumbar spine. Not realising the extent of his injury Tim continued working for 6 […]
New Age pocket money for kids
Like most parents, we try to encourage children to earn money through various jobs with the hope that it will teach the value of it for later. But if you’re like me, you don’t carry cash anymore, and constantly scrambling for change somewhere in the car, or having to delay the payment, which is not […]
Rental Property Series 1
There are various resources out there on property investment, and leading up the end of financial year, we want to shed some light on some issues you may not have considered in relation to investment property ownership. Here is the first in a series from the ATO outlining the do’s and don’ts of deductions:
Real Life Story – Dennis – Income Protection
REAL LIFE STORY Paid $180,000 – Income Protection – Depression Who is Dennis? Dennis is a 48 year old self employed real-estate agent. He is recently divorced and has two adult children. What happened to Dennis? Following a number of negative episodes, Dennis was diagnosed with a major depressive disorder and was unable to continue […]
Rental Property Selling a rental property that was your home
Selling a rental property that was your home When looking at calculating the potential tax you will be paying in selling your rental property that was previously your home, you need to consider a few factors. The ATO have outlined the way in which it is calculated here in this video: