Articles
Young Aussies have no idea what protection is in their super
Most young Aussies have no idea what protection is in their super. An research article in Riskinfo this week outlined how most Australians dont understand generally how underinsured they are. Nearly half of Australians aged under 50 have admitted they have little or no understanding of the insurance cover provided by their superannuation fund, according […]
Advice from a bank planner?
With all the revelations coming from the ACCC and various other regulatory bodies around the legitimacy of advice (or lack thereof) from the major banks, many clients have come to me lately asking for a review of their situation because they were given advice on products and/or strategies from a major bank. We have worked, […]
Hope for heart attack patients as test could give early diagnosis
Channel 9 reported this week about the latest innovation to help heart attack sufferers: Heart attack patients are receiving better care than ever before thanks to a blood test which measures a protein from the heart muscle called troponin. High levels of the protein indicate damage to the heart muscle, but the real benefit to […]
Dont Get robbed with Funeral Insurance
Over the years, the surge of Funeral Insurance has been prolific on television and mainstream advertising. But what is it? So many people think that this is a cost effective way of getting personal protection, when in fact you get robbed with funeral insurance. A Current Affair have run a great story here, where I […]
Changes to insurance held in Super – 2014
Changes to insurance held in super As part of the MySuper reforms, new rules have been introduced to restrict the type of insurance that can be held within superannuation funds. These rules, which commence on 1 July 2014, aim to ensure members of superannuation funds can access insurance benefits that are paid to the trustee […]
Why beneficiaries are SO important
Why Beneficiary nominations are SO important! A recent case from the Supreme Court of South Australia, involving Both Mr Hassan and his wife, who were the only members and also trustees of their Self Managed Super Fund (SMSF) shows the importance of advisers in planning for your beneficiaries. This case, as you will see, highlights […]
How to save on your insurance premiums
Balancing the effectiveness and affordability of your personal insurances is a key goal in the financial planning process.Here are some money saving tips to consider if you want your cover to be both comprehensive and cost-efficient. But how can you keep the cost of cover down without compromising your protection? How can you retain adequate […]
Australian Super increase insurance rates
After a relentless campaign against independent financial advisers over the years, generalising specific areas of competition that brought advisers competency in to question, they now need to eat their own words as many retail life insurers are now cheaper than Australian Super. Do you have Australian Super? Would you like to see if you can […]
Borrowing in SMSF’s – Is it a good idea?
Jarickson works with many clients on protecting their Self Managed Super Funds (SMSF Protection). There are many people with a SMSF who may need to know some hard facts in order to take advantage of it leading into the latter years facing retirement. The biggest risk facing investors is that their retirement savings will be […]
Parents piggy back rider
Stuff that lands in the “cool for dads” category usually makes you cringe but the Piggyback Rider is pretty cool. It’s an effortless way to carry a kid over 2-and-a-half or up to 30-kilos. A comfortable harness system that features a no-slip foot bar, gives your grom a better view and keeps them right where […]