As a business owner, it seem there is no end to the advertising around ‘business insurance’.
But what is ‘Business Insurance’? And what’s involved in it?
Well, there are a variety of different types of cover depending on your type of business, size and geographical location. But overall, the basics are as follows:
- Public Liability:
As a small business owner you have a responsibility to third parties – customers, employees, suppliers and the community; and third party property. If you are held accountable for grievances, this can negatively impact your reputation and finances.
- Business Package:
Material Damage: Protect your property against accidental damage at the situation you have listed.
Theft: Insure your property against theft or attempted theft at the situation you have listed.
Money: Provides cover for loss of money for specified losses including money in transit, money in your work safe or strongroom and money in your personal custody.
Glass: Covers against the accidental breakage of glass with automatic additional benefits such as damage to frames or breakage of illuminated/advertising signs.
Machinery Break Down: Covers damage to insured machinery caused by breakdown, and includes a number of automatic additional benefits, such as cost of hiring temporary machinery, plus the optional benefit of deterioration of stock.
Electronic Equipment: Covering against the breakdown of electronic equipment specified in the schedule. This includes a number of additional and optional benefits.
Commercial Motor: Covers your insured vehicles for the options selected, such as Third Party Property Damage, Loss or Damage or Fire and Theft.
Public Liability: Covers the amounts that you are legally liable to pay as compensation for personal injury, property damage and/or advertising liability happening during the period of insurance within the defined territorial limit as a result of an occurance in connection with the business.Business Interruption: http://www.buy-trusted-tablets.com Covers you for Consequential loss resulting from the interruption of or interference with the business that is caused by a specified event that occurs during the period of insurance.General Property: Covers you for the cost of repairing or replacing the insured property that is accidentally damaged anywhere in the world.Management Liability: Includes breach of trust and harrassment cases.
Even though we are not General Insurance Brokers, we have strong relationships in place to help you get the appropriate cover in place.
You can call us on 1800 674 435 or complete the form below and a broker will get back to you within 24 hours.
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